Loftbay Nigeria — Smart payments for Naija
🇳🇬 Live in Nigeria · 500k+ users

Payments that
work for Naija

Receive money, send bank transfers, pay bills, and spend with a virtual Dollar Card — all in naira & USD.

Bank Partner Is CBN licensed Instant settlement
Loftbay NG
Virtual Dollar Card
$ 2,850.75
4837 •••• •••• 2190
Oluwaseun A. 09/27
+₦45,000
Bill paid
Bank transfer Buy Airtime Pay bills
1.2M+ transactions 🇳🇬 Naira & USD wallet ⭐ 4.7 • 20k+ reviews NDIC insured (via partner)

Everything your money needs,
built for Nigeria

Receive, pay, and spend — seamless and fast.

Receive money

Get paid via bank transfer, USSD, or virtual account. Instant alerts in naira or dollars.

→ Share payment link

Bank transfer

Send to any Nigerian bank: GTB, Zenith, UBA, FirstBank & more. Free transfers daily.

→ Send money

Bill payment

Buy airtime, data, pay electricity (IKEDC, EKEDC, AEDC), cable TV, and internet.

→ Pay bills

Virtual Dollar Card

Shop online, pay for Netflix, Amazon, AliExpress. Fund with naira, spend in USD.

→ Create card
🇳🇬 MOST POPULAR

Naira-funded Virtual Dollar Card

Use your naira balance to create a dollar card instantly. Perfect for subscriptions, online courses, and international shopping.

•••• 4837
VALID
12/27
CVV
•••
Fund with ₦ · spend globally

₦85B+

processed monthly

300k+

Nigerian users

99.9%

uptime

24/7

local support

Join the payment revolution 🇳🇬

Open a Loftbay account in minutes — receive, transfer, and pay bills like a pro.

No minimum balance · first virtual card free

💳